What Is an Independent Surrogacy Journey?
In an independent surrogacy journey, intended parents enter into a surrogacy agreement without the help of an agency. This requires taking on the responsibilities of a case manager, which include surrogate screening, coordination with lawyers and fertility clinics, and timeline logistics.
Independent surrogacy often happens when the intended parents already know their surrogate, eliminating the need for a lengthy, agency-led search. However, the risk and responsibility increase for the intended parents, who now assume a managerial role while also navigating the emotional complexities of welcoming a child into the world.

Why Escrow Is Especially Important Without an Agency
Choosing an independent surrogacy journey does save on agency fees, but it makes financial management more important. The intended parents must have a secure, timely way to pay their surrogate as outlined in the contract. An escrow service can help. This neutral, third-party provider is responsible for overseeing the financial process, following the legal agreement, and protecting both parties equally.
With escrow:
Surrogacy funds are held in a secure escrow account, and payments are released to the surrogate by the third party.
Transactions are tracked, documented, and accessible.
Neutral oversight helps reduce potential financial tensions that can arise from payment delays or miscommunication.
Without escrow:
Payments may not stay on schedule, violating the legal agreement.
Parties lack shared visibility into payment history or milestones, which can create confusion and mistrust.
Should a compliance or communication issue arise, there is no intermediary to help resolve the conflict.
Who Uses Independent Surrogacy Escrow?
How Clarity Trust Supports Independent Surrogacy Journeys
Clarity Trust is an independent, third-party fertility trust management provider with experience in supporting independent surrogacy journeys. We work directly with intended parents and attorneys to set up structured payment schedules and ensure legal compliance.
Security and Transparency Without the Middleman
We offer layers of protection to safeguard your money and make the financial process as secure and simple as possible:
Bonded funds to protect against loss, fraud, or employee dishonesty
Insurance coverage, including Errors & Omissions and General Liability
Funds held in secure, regulated financial accounts
Structured internal controls and approval processes
We also offer 24/7, real-time insight into the payment process through our proprietary Trust Portal, an encrypted, HIPAA-compliant platform that utilizes smart contract technology to organize and track payments. Surrogates can review and export payment history, view their journey status, upload receipts, and more. Intended parents can schedule payments, review payment and deposit history, track all journey milestones, connect with team members, and more.
Clarity Trust also offers clear, flat-rate pricing for our services to keep your journey as financially uncluttered as possible.
Frequently Asked Questions
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Though it’s not legally required in all states to have escrow for independent surrogacy, it’s considered a best practice. Without escrow, there is a risk of payment delay and miscommunication between parties, which can lead to an erosion of trust.